Sep 29 2011

NY Times: Banks to Make Customers Pay Fee for Using Debit Cards

Bank of America, the nation’s biggest bank, said on Thursday that it planned to start charging customers a $5 monthly fee when they used their debit cards for purchases. It was just one of several new charges expected to hit consumers as new regulations crimp banks’ profits.

Wells Fargo and Chase are testing $3 monthly debit card fees. Regions Financial, based in Birmingham, Ala., plans to start charging a $4 fee next month, while SunTrust, another regional powerhouse, is charging a $5 fee.

The round of new charges stems from a rule, which takes effect on Saturday, that limits the fees that banks can levy on merchants every time a consumer uses a debit card to make a purchase. The rule, known as the Durbin amendment, after its sponsor Senator Richard J. Durbin, is a crucial part of the Dodd-Frank financial overhaul law.

Read Full Article here.

7 responses so far

7 Responses to “NY Times: Banks to Make Customers Pay Fee for Using Debit Cards”

  1. winoceroson 30 Sep 2011 at 2:24 pm

    Gosh, thanks, Durbin.

    Elite clown. Do these idiot Democrats have any idea at all how pricing structures actually work?

    Get out of the business of business. If a vendor feels bad his fees for debit card swipes are too high, don’t take debit cards.

    Don’t go looking for legislation to fix your “I don’t want to make the customer feel like the bad guy” problem. Offer discounts for cash and credit.

    Stupid Democrats.

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